🇬🇧 Built for UK freelancers & contractors

Check your IR35 risk in 60 seconds

Paste your contract below. Our AI analyses it against HMRC's 3 key IR35 tests and gives you an instant risk verdict — completely free.

🔒 No data stored
Results in under 60s
🇬🇧 HMRC-aligned tests
💰 100% free
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Analysing your contract against HMRC IR35 tests...

This usually takes 10–20 seconds

Your IR35 Risk Level

Assessment Breakdown

S
Substitution
C
Control
M
Mutuality of Obligation

💡 Recommended Action

What should I do next?

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Frequently Asked Questions

What is IR35?
IR35 is UK tax legislation that determines whether a contractor is a genuine self-employed worker or a “disguised employee” for tax purposes. If your contract falls inside IR35, you pay similar taxes to an employee. If outside, you benefit from the tax efficiencies of operating through a limited company.
What are the 3 HMRC IR35 tests?
Substitution: Can you send someone else to do the work? Control: Does the client control how, when, and where you work? Mutuality of Obligation: Is the client obliged to offer work, and are you obliged to accept it? These three tests form the core of HMRC's IR35 assessment.
Is this tool accurate?
This tool uses AI to analyse your contract against the same tests HMRC uses. It provides a helpful initial assessment, but it is not a substitute for professional legal or tax advice. We recommend sharing your results with a qualified IR35 specialist or accountant.
Is my contract data stored?
No. Your contract text is sent to our AI for analysis and is not stored on our servers. We do not keep copies of your contract text after the analysis is complete.
Who built this tool?
IR35 Checker is built by ClearNextAI, a suite of done-for-you AI tools built specifically for UK freelancers and solo founders.